Mr. Ghosh is the President – Motor Business and is directly responsible for Agency and Automotive Practices of the company. He also drives Motor business distribution across channels and leads the Motor underwriting and claims practices. He has a rich experience of over 29 years with more than 25 years in financial services. He joined HDFC General Insurance (erstwhile L&T Insurance) in 2010 and is a member of the Executive Management at HDFC ERGO. Mr. Ghosh is a Science graduate from the University of Calcutta and holds a Masters Degree in Business Management.